The Legal Force of Electronic Signatures in Online Mortgage Registration
DOI:
https://doi.org/10.30641/dejure.2021.V21.243-252Keywords:
signature, electronic, mortgageAbstract
The legal force of electronic signatures in online mortgage registration activities is an important subject to study. Because basically the legal problems of electronic mortgage registration are also related to the validity of electronic signatures of persons who are not present before an LDO. Another issue that is important to study regarding the electronic signature in question is regarding the time limit of 7 (seven) days to register the Deed of Grant of Mortgage to the Land Registry Office. If it exceeds that time limit, the deed in question becomes null and void and it also causes sanctions against LDO. The research method used is normative juridical legal research that focused on two problems, namely; How is the legal force of electronic signatures in online mortgage registration? What are the legal problems of online mortgage registration? The results of the research showed that the Regulation of the Minister of Agrarian and Spatial Planning/the Head of National Land Agency Number 9 Year 2019 concerning Electronically Integrated Mortgage Services substantially has a tendency to contradict some of the regulations above it. Therefore, there is no detailed data protection relating to the securities registered in the electronic mortgage registration. Ignoring the time limit of 7(seven) days will also result in administrative sanctions up to the dismissal of the LDO who neglect their duties.Downloads
References
Gayo, Ahyar Ari, "Perlindungan Hukum Hak Atas Tanah Adat (Studi Kasus di Provinsi Aceh khususnya Kabupaten Bener Meriah), Jurnal Penelitian Hukum Dejure, Volume 18 No. 3 (2018).
Ginting, Darwin. "Land Registration In Information Technology Perspective A Basis Of Basic Agrarian Law In Indonesia." International Journal of Scientific & Technology Research 5, no. 5 (2016): 184-186.
Hadita, Cynthia. "Registrasi Data Pribadi Melalui Kartu Prabayar Dalam Perspektif Hak Asasi Manusia (Provision of Personal Information in Prepaid SIM Card Registration from Human Rights Perspective)." Jurnal HAM 9, no. 2 (2018): 191-204.
Muljadi, Kartini, and Gunawan Widjaja. Hak Tanggungan, Seri Hukum Harta Kekayaan. Jakarta: Kencana, 2006.
Oktavira, Bernadetha Aurelia. "Mekanisme Pendaftaran Hak Tanggungan Secara Elektronik." Last modified 2020. www. hukumonline.com.
Ramadhani, Rahmat. Beda Nama Dan Jaminan Kepastian Hukum Sertifikat Hak Atas Tanah. Medan: CV. Pustaka Prima, 2018.
Ramadhani, Rahmat. Buku Ajar Hukum Agraria (Suatu Pengantar), Medan: CV. Pustaka Prima, 2018.
Ramadhani, Rahmat. Dasar-Dasar Hukum Agraria. Medan: CV. Pustaka Prima, 2019.
Ramadhani, Rahmat. "Eksistensi Hak Komunal Masyarakat Hukum Adat Dalam Pengadaan Tanah Untuk Kepentingan Umum (Indigenous Legal Communal Rights in the Land Acquisition for Public Purposes)." Jurnal Penelitian Hukum DE JURE 19, no. 1 (2019): 97-108.
Ramadhani, Rahmat. "Korelasi Hukum Antara Pengaturan Zonasi Wilayah Dengan Pendaftaran Hak Milik Atas Tanah Di Kota Medan." Jurnal EduTech 4, no. 2 (2018): 40-49.
Yulianingsih, Wiwin, and Dea Syagita Noviana. "Perlindungan Hukum Bagi Bank Sebagai Kreditur Pemegang Hak Tanggungan Berobyek Hak Guna Bangunan (HGB)." Perspektif Hukum 12, no. 2 (2012): 1.
Downloads
Additional Files
Published
How to Cite
Issue
Section
License
The copyright of each article is retained by the author (s). Authors agree to grant the first publication rights to Jurnal Penelitian Hukum De Jure. The Journal embeds a simple machine-readable under Creative Commons Attribution-Non Commercial 4.0 International License (CC BY-NC). Thus, papers in this Journal can be used freely for non-commercial purposes with the acknowledgment of authorship and publication in this journal.
